55+ Communities Palm Coast FL: Active Adult Guide
Compare active adult communities in Palm Coast, between St. Augustine and Daytona Beach, then call Tanya for current listings.
Considering 55+ communities Palm Coast offers? Palm Coast has become a popular place for active adults who want beaches, golf and trails at a lower price than many Florida coastal towns. Here are the main age-restricted communities and how they compare. Ask Tanya about 55+ communities in Palm Coast.
What 55+ Communities Are in Palm Coast? Quick Answer
The main age-restricted active adult communities in Palm Coast include Reverie at Palm Coast, a gated Dream Finders Homes community that began construction in 2023; Freedom at Sawmill Branch, a D.R. Horton community just off I-95; and Matanzas Lakes, a smaller community built by SeaGate Homes from about 2020 to 2024. Palm Coast sits about 30 minutes south of St. Augustine and 30 minutes north of Daytona Beach.
Palm Coast 55+ Communities Compared
| Community | Builder | Notes |
|---|---|---|
| Reverie at Palm Coast | Dream Finders Homes | Gated; new construction since 2023 |
| Freedom at Sawmill Branch | D.R. Horton | Just off I-95; low-maintenance homes |
| Matanzas Lakes | SeaGate Homes | Smaller community built about 2020 to 2024 |
Why Active Adults Choose Palm Coast
- Beaches at Flagler Beach and along A1A
- Golf, tennis and miles of paved trails
- The Intracoastal Waterway for boating and fishing
- Easy drives to St. Augustine, Daytona Beach and Jacksonville
Buying New Construction? Register Your Agent First
Most builders require your agent to be with you on your first visit. Call Tanya before you tour a model so you have your own representation at no extra cost to you.
Get Help With Palm Coast 55+ Communities
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Why Buyers Work With Tanya Cosmini
Tanya Cosmini is a Realtor with Realty ONE Group Elevate, serving Jacksonville, St. Augustine, Ponte Vedra, Nocatee and the rest of Northeast Florida. On Homes.com she shows 83 closed sales totaling $41.8 million over the prior five years and a 5.0-star rating from 22 reviews, and she holds the CLHMS, ABR and MRP designations.
Frequently Asked Questions
Is it age-restricted?
Yes. Under the federal Housing for Older Persons Act, at least 80% of occupied homes in a 55+ community must have at least one resident who is 55 or older, and each community sets its own rules for younger residents and guests. Ask for the HOA documents before you buy.
Is Grand Haven a 55+ community?
No. Grand Haven is an all-ages golf community, though many residents are retirees.
How far is Palm Coast from St. Augustine?
About 30 minutes by car.
More 55+ Communities in Northeast Florida
- 55+ communities in St. Augustine
- 55+ communities in St. Johns
- All Northeast Florida 55+ communities
- All Palm Coast homes for sale
Information from public sources as of November 2026 and subject to change. Verify details independently before you buy. Equal Housing Opportunity.
Our Family of Companies
- Realty ONE Group Elevate, a full-service real estate brokerage with offices in Jacksonville and St. Augustine
- Title Company of Florida, title insurance, escrow, and closings statewide, with a $299 settlement fee for veterans, active duty military and first responders
- Rental Property Partners, property management in Jacksonville, St. Augustine, and Ponte Vedra
Affiliated business disclosure: Realty ONE Group Elevate is owned by Tanya Cosmini. Title Company of Florida is owned by her husband, Sam Gorniak, and Rental Property Partners is owned within the same family. Because of these family relationships, the owners may benefit when you use more than one of these companies. You are not required to use any of them and are free to choose other providers.