55+ Communities in St. Johns, FL

Looking for 55+ communities in St. Johns? The St. Johns area (ZIP 32259) in northwest St. Johns County has some of the newest and most amenity-rich 55+ communities in Florida, from a golf community to river-front RiverTown. Below is every age-restricted community in the area with a quick comparison, then a short guide to each one. Compare 55+ communities in St. Johns.

St. Johns 55+ Communities Compared

Note: The Landings at Saint Johns, next to Del Webb Saint Johns, is an all-ages Pulte neighborhood, not a 55+ community.

St. Johns 55+ Community Guide

Del Webb Saint Johns (St. Johns, 32259)

Del Webb Saint Johns is the newest Del Webb 55+ community in Northeast Florida, off Greenbriar Road in northwest St. Johns County. It sits inside The Landings at Saint Johns, a 963-acre PulteGroup master plan, and is planned for up to 761 single-family homes. Highlights: two amenity centers; on-site bar and grill; pickleball courts. See Del Webb Saint Johns homes for sale.

WaterSong at RiverTown (St. Johns, 32259)

WaterSong is Mattamy Homes’ gated 55+ neighborhood inside RiverTown, the master-planned community along the St. Johns River in St. Johns County, off County Road 210. It was Mattamy’s first 55+ community, with roughly 775 to 800 villas and single-family homes. Highlights: watersong club clubhouse with resort-style and lap pools; outdoor spa and fitness center; pickleball and bocce courts. See WaterSong at RiverTown homes for sale.

Stillwater (St. Johns, 32259)

Stillwater is Lennar’s gated 55+ golf community in St. Johns, a few miles off I-95 in St. Johns County. It is planned for about 549 villas and single-family homes built around an 18-hole course designed by Bobby Weed. Highlights: 18-hole golf course designed by bobby weed; practice facility with toptracer technology; clubhouse with restaurant and bar. See Stillwater homes for sale.

What to Know Before You Buy in a 55+ Community

• Age-restricted vs. age-targeted. An age-restricted (55+) community follows the federal Housing for Older Persons Act: at least 80% of occupied homes must have at least one resident 55 or older. An age-targeted community is marketed to older buyers but anyone can buy. Every community on this page is age-restricted unless noted.
• HOA and CDD costs. Most 55+ communities have HOA dues that cover the clubhouse, amenities and often lawn care. Many newer Northeast Florida communities also carry CDD assessments on the tax bill. Always compare the total yearly cost, not just the price.
• New construction vs. resale. New homes let you pick the plan and finishes; resales are often move-in ready with landscaping and upgrades already done. Tanya compares both for you.
• Register your agent first. Many builders require your agent to register you or attend your first sales-center visit. Call Tanya before you tour so you keep your own representation.
• Florida homestead exemption. If the home is your permanent residence, you may qualify for Florida’s homestead exemption, which can lower your property taxes. File with the county property appraiser.
• Flood zone and insurance. Ask for the flood zone and get insurance quotes before your inspection period ends.

Get a Side-by-Side List of St. Johns 55+ Homes

Tell Tanya your budget, timing and must-haves, and she will send you a side-by-side list of matching 55+ homes, current builder incentives and recent sales.

Why 55+ Buyers Work With Tanya Cosmini

Tanya Cosmini is a Realtor with Realty ONE Group Elevate who helps buyers compare every active adult community in Northeast Florida, from the big Del Webb communities to boutique villa neighborhoods. On Homes.com she shows 83 closed sales totaling $41.8 million over the prior five years and a 5.0-star rating from 22 reviews, and she holds the CLHMS, ABR and MRP designations. Unlike national 55+ websites that pass your information to a referral agent, you work with Tanya directly from your first question to closing day. Call or text (904) 439-9842.

St. Johns 55+ Communities FAQ

What are the 55+ communities in St. Johns?

Del Webb Saint Johns, WaterSong at RiverTown and Stillwater.

Which St. Johns 55+ communities have new construction?

Del Webb Saint Johns, WaterSong at RiverTown and Stillwater.

Which are resale only?

None; every community here still has builder inventory or a mix of new and resale.

Do I need an agent to buy in a 55+ community?

You are not required to, but many builders require your agent to register you on your first visit if you want representation. Tanya can register you, compare incentives across communities and review the contract with you.

More 55+ Communities in Northeast Florida

• 55+ communities in Jacksonville
• 55+ communities in Ponte Vedra and Nocatee
• 55+ communities in St. Augustine
• 55+ communities in Yulee and Amelia Island
• All Northeast Florida 55+ communities
• Tanya Cosmini, 55+ Realtor

Community details come from builder websites, press releases and public listing data as of November 2026 and can change at any time. Prices, incentives and availability are not guaranteed. Tanya Cosmini and Realty ONE Group Elevate are not affiliated with any builder or HOA named on this page. Equal Housing Opportunity.